Retired NFL star Jamal Lewis – who helped the Baltimore Ravens win the Super Bowl in 2001 — has filed for bankruptcy, claiming he’s a financial train wreck … and can’t pay his eight-figure debt.  Read more after the jump.

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Jamal filed the Chapter 11 papers in Atlanta — according to the docs, he’s got $14,455,854 in assets but he’s racked up a whopping $10,566,764.18 in debts.

Among his creditors — Bank Of America has a lien for $947,876, Benz has one for 113k, Chrysler for 15k … and the list goes on.

As for his assets — Jamal’s got five homes, a bunch of expensive cars, a $500,000 401(k), and 50% ownership in Fort Rapids Indoor Waterpark in Columbus, OH (worth about $6 mil).

According to the docs, Jamal is self-employed and earns approximately $35,000 a month.

By filing Chapter 11 Jamal … can keep most of what he’s got, while negotiating reduced and extended payments to creditors.

TMZ